What to Do If You Are Facing Insurance Fraud Charges in Texas

 Posted on November 17, 2023 in Uncategorized

Being accused of insurance fraud can lead to severe penalties in Texas, including steep fines and years in prison. These allegations should not be taken lightly. You have a right to know what to do when facing this type of charge. A Texas attorney can help guide you to take the proper steps for your best interest.

Understand the Charges

Texas has laws against defrauding all types of insurance companies, including auto, healthcare, life, property, worker’s comp, and others. Some common charges include:

• Filing a false or misleading insurance claim.
• Staging or causing an accident to submit a claim.
• Exaggerating damages or injuries to inflate a claim.
• Billing for services not provided.
• Using someone else’s insurance illegally.
• Accepting kickbacks for fraudulent claims.

Take time to understand precisely what you have been charged with so you can respond appropriately. The charges can be complex.

Get Legal Representation Immediately

Work with a criminal defense attorney if charged with insurance fraud as soon as possible. An experienced lawyer can evaluate the evidence and build the strongest defense. They will also represent you in court proceedings. Trying to handle these complex financial crime cases alone is usually unwise. An attorney can challenge the insurance company’s accusations and get charges reduced or dismissed where warranted. This can help reduce penalties.

Avoid Discussing the Case

Other than with your lawyer, do not discuss your charges with anyone, including family, friends, or insurance company representatives. What you say can be used against you. Let your attorney handle the communications. They know what information to provide, what to keep private, and how to position your defense effectively. "Loose" talk could jeopardize your case.

Gather Evidence

Work closely with your attorney to pull together documentation, records, communications, photographs, videos, receipts, and other evidence around the time of the alleged fraud. Any information that could disprove the charges against you will be critical for your defense. Your lawyer can also request evidence from the insurance company and prosecutors.

Explore Resolution Options

Insurance fraud cases can sometimes be resolved through plea bargains or pretrial diversion programs that minimize penalties. Your lawyer will explain all options and negotiate for the most favorable outcome. Facing insurance fraud accusations can be scary. Working promptly with an experienced criminal defense lawyer can help you protect your rights, avoid the harshest consequences, and move forward.

Contact a Dallas, TX Insurance Fraud Lawyer

If you are facing a serious charge like insurance fraud, you should have legal representation on your side. Contact the skilled Dallas, TX insurance fraud attorneys with Spencer & Associates. Call 214-385-8500 for a free consultation.