Defending Against Allegations of Credit Card Fraud in Texas

 Posted on September 28, 2023 in Uncategorized

If you have been accused of credit card fraud or financial crimes in Texas, it is vital to work with a Texas lawyer. False allegations can seriously damage finances, professional prospects, and reputation if not handled assertively. An attorney can evaluate the charges and evidence and build a strong defense strategy.

Limiting Initial Statements

If questioned by law enforcement, creditors, or other agencies about suspicious financial activities, politely decline to answer substantive questions or make statements until you have legal representation. Comments made without a lawyer present could be taken out of context or used against you. Only provide basic identifying information until you have an attorney to advise you.

Assessing the Charges and Evidence

Provide your attorney with access to all details surrounding the allegations and purported evidence against you. They will thoroughly review the specifics of the charges and examine the basis for them. Look for any weak points, flaws, gaps, incorrect assumptions, improper interpretations, or indications of mistaken identity/identity theft that could be used to contest the allegations. If any fraudulent accounts were opened or credit cards used in your name without authorization, your attorney can also request proof of such activities from creditors and lenders.

Building Your Defense

Your lawyer will craft an overall strategic defense based on the particulars of your case and relevant Texas statutes and precedents. For example, they may focus on:

• Demonstrating lack of fraudulent intent if charges require proof of intent under provisions like Texas Penal Code § 32.51

• Contesting applicability of the charges based on how they are defined in the statutes

• Challenging authenticity or relevance of certain evidence

• Raising doubt about the strength of the prosecutions’ claims

• Proving your innocence if mistaken identity or lack of involvement is clear

• Seeking to have certain charges dismissed if improperly interpreted or applied

Your attorney will determine if trying for dismissal, seeking a not guilty verdict at trial, or negotiating a favorable plea bargain is the most strategic approach.

Exploring Plea Bargains

If some charges appear to have merit, your attorney can negotiate with the prosecution for a beneficial plea bargain or settlement agreement to help minimize penalties. This could involve having certain charges dropped or reduced in severity in exchange for repayment of disputed amounts, community service hours, or other obligations you fulfill. Your lawyer’s experience with prosecutors and Texas courts can be leveraged to secure the most favorable outcome.

Contact a Dallas, TX Credit Card Fraud Attorney

Facing such allegations can be overwhelming. Not only can they be stressful but they can be detrimental to your reputation. Working with a Dallas, TX credit card fraud lawyer can help make sure you are taking the proper steps. Call Spencer & Associates at 214-385-8500 for a free consultation.